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The feeling of void

The feeling of void

The feeling of void A Privilege to introduce a warm write-up from the Majumder Institute of Education & Success (MIES) Director’s daughter Ms. Madhurima Majumder. A brilliant medical student and she wrote an informative article on the depression framed in The Feeling of Void. She had brilliantly described in this article the role of depression and the remarkable remedies of getting out of it. MIES is one of the Top Institute for different Govt Job exams. And moreover, is one of the Best coaching center for WBCS exam in West Bengal, Head Office at Sonarpur, South 24 PGS, and Main city center at Sealdah, Kolkata. “It’s so difficult to describe depression to someone who’s never been there because it’s not sadness. I know sadness. Sadness is to cry and to feel. But it’s that cold absence of feeling — that really hollowed-out feeling.” — – J.K. Rowling Introduction of The feeling of void Depression – a term we are particularly aware of, yet it’s considered an apparently hush-hush topic in our society. Perhaps it’s time for us to shift attitudes around mental health. And moreover, the first step towards bringing a change is to come forward and talk about it. With the recent growth of social media users, many have found a platform to share their experiences with the hope of helping someone who’s out there dealing with it. What is Depression? By definition, clinical depression is termed as a persistent feeling of sadness or loss of interest. Moreover, this can lead to a range of behavioral and physical symptoms. It is often misinterpreted as bouts of sadness. While sadness can be one of the symptoms, depression in itself is much more than just that. Depression and anxiety are basically interlinked. Thus people with depression often experience symptoms similar to those of an anxiety disorder. When asked what depression normally feels like some patients described it as a feeling of emptiness, hopelessness! Where do you go when you hate our own company? How do you escape you? It’s always easier to win a battle when the enemy is on the outside. But what the enemy looks like you? What if the enemy is you? Statistics Statistically, according to the World Health Organisation, 264 million people suffer from depression worldwide. It is the leading cause of disability in the world. Hence we must educate ourselves about mental illness and how to comfort someone suffering from it. It’s time we try to be a little more compassionate towards each other. Well, I’m no expert in this field but with as much knowledge as I’ve gathered on this topic, I suggest we begin by starting to talk openly about mental health. And smash all the taboos surrounding it. Let’s start treating it like any other illness. When we have a fever, cough, and cold, we run to a physician to get ourselves checked. Likewise if we suffer from any forms of mental disorder we should seek professional medical help without being ashamed of it. Our brain is as important as any other organ in our body and we must protect it at any cost. We often meet people in our lives, be it our family members or friends who are blatantly ignorant. And end up using phrases such as ‘it’s all in your head’. ‘It’s just mood swings’ or ‘just be happy’. ‘Get over it already’, without realizing how this insensitive and negative approach can cause damage to someone’s life which is beyond repair. Cause  There could be various possible causes of depression including genetic vulnerability, stressful life, trauma, medications etc. It could also result from faulty regulation of a particular neurotransmitter called serotonin in our brain. It’s often said that its chemical imbalance in our brain which affects the way we think, feel and behave. However, that figure of speech fails to justify the complexity of this disease. Treatment According to various researches and studies, the most effective treatment was found to be the combination of medication and therapy. Depression can be mild, moderate, and severe. Hence the treatment for every individual differs, based on cause, duration, type, and various other factors. We ought not to put forth our opinions on what one is supposed to do so as to overcome depression until we are qualified enough. Sometimes all they are looking for is someone who would just be there and empathize with them. 2020 hasn’t been the best year for most of us but we are all in this together. With the increasing rate of suicides, unemployment, and numerous other hardships, it’s safe to say that we are all are working a little bit every day towards keeping our sanity intact. At this point, the utmost priority should be to focus on our mental peace. This year, in particular, is so difficult already, hearing someone out is the least we can do. According to psychologist, Ali Mattu, ”treating anxiety is much more about learning how to experience anxiety”. Neuroscientist, Robert Sapolsky said in an interview that people can survive with the right amount of anxiety. Thus the plan is not to get rid of it, the plan is to just have the biological rational, real bases of it turning our system on. Conclusion of The feeling of void  I chose this topic with the hope of instilling awareness into people and assuring them that it’s absolutely okay to feel a certain way at a certain point in our lives and there’s no need to feel embarrassed and ashamed about it. The best thing to do is seek help, go to therapy, talk to qualified people around, talk to friends and family and overcome it one step at a time. Let’s promise to prioritise our mental health over everything else. A beautiful ending line from Ms. Madhurima which touched the most is “every individual is unique and goes through life’s experiences in their own manner. Therefore, every individual experiences healing in their unique way and a ray of hope in people’s

THE VALUE OF TIME

THE VALUE OF TIME

THE VALUE OF TIME Money lost can be retrieved, Love lost can be reconciled, respect lost can be recognized but there is no remedy for the time lost. Time once lost cannot be recalled or relived under any circumstance; hence we see that loss of time is the biggest and non-recoverable loss. So let’s understand the value of time. “Time is a storm in which we all are lost”. View of Jayanta Majumder (Director of MIES Institute) Competitive exam study for different Govt. The job exam is most essential for established the career of every Govt. Job seekers. Being the Course Director of the MIES Institute, I feel that it is very necessary to grow the awareness to the society people as till today there is no alternative to Govt. Job in our country for a secure and peaceful life. In today’s digital world, time is the most valuable thing mankind can spend in his or her rat-race life. We all are running up to show off to others that how bigger, wealthiest and flamboyant we are against the others, and for that we all are not show calculative to what really we have achieved or what justice we had done with our own precious life which is gifted by the Almighty God. The value of time is not usually understood by people when they have it, it is realized only after it is lost, most people do not give due importance to today, tomorrow is given more importance. ‘I shall do it tomorrow’ is a very common statement even though everybody knows that tomorrow never comes. Time Management is the RAT to Catch Do theRight thingAt the rightTime The simplest way to manage your time well is to follow the principle of RAT, i.e.Do the Right thing At the right time. It is said that the ‘Sun has stood still but time never did’ and ‘time is never the same’. So if you do not do your work in the time you will not complete it in time. If you do not grab opportunities in time they will never come again. Now you may say that sometimes it is difficult to diagnose the right time to do work because time is not specified and doing it tomorrow and doing it today fetch the same result. Yes, it may, but don’t you think it is important that the outcome or the result is delayed by one day! Secondly, it may have its harmful effects on your personality in the long run, you may develop the habit of PROCRASTINATION. Hence the best way of using your time is to follow the principle of : D I NDo It Now DIN in Hindi means day i.e. by following this policy you will bring broad daylight in your personal and professional life. I have mentioned PROCRASTINATION in big capital letters just one paragraph before; this is because this is one thing, which one must beware of. Some people develop the habit of procrastination because they feel that delaying things for a little while does not make much of a difference, because the same outcome can be achieved even after a slight delay. They may even give an excuse that this gives them more time to think and plan out the things properly. This does not mean that you should not take time out to plan the things, but the optimum time taken to plan the things should only be permitted otherwise the extra time taken is just wasted. Habitual delayers must be aware of the consequence of delay which is well explained by the term DELAY itself: D – Delayed E – Execution L – Leads to A – Anguish and Y – Yelling You may very well understand that an assignment that is delayed may cause some sort of loss to your senior and is going to cause yelling which may be harmful to you in your career as well. The importance of time can be further understood by a simple mathematical example. An hour’s more work daily will add five years to your working life. This can be demonstrated by the following calculation: No. of years of working life 40 years No. of working days in a year(Excluding holidays) 312 days No. of working hours in a day 8 hours No. of working days in 40 years 312 × 40 12480 Add one hour to every working day 12480 hours No. of working hours in 1 year 312 × 8 2496 hrs No. of additional working hours 12480 No. of working hours 1 year 12480 / 5 years 2496 I am sure you can understand the importance of additional five years in your working life. These 5 years will distinguish you from others and bring about better success in your career. What if you waste one hour daily of your working life? Surely, you are going to reduce your working life for 5 years. Now, what if you waste 1 hour per assignment by delaying it by just one hour? You will further reduce your working life! maybe by several years.Hence, if we just put our life into a different calculation with Time Value, then it will be a much more meaningful life that a human can lead. Best Competitive Tutorial in West Bengal A privilege to introduce a write up from one of the Top competitive institutes in Kolkata. An informative article on the VALUE OF TIME is been written by the Course Director of one of the Best competitive institutes in West Bengal, Mr. Jayanta Kumar Majumder. He had always tried to penetrate through the welfare of society and always thrives for the betterment of humankind in society. MIES Institute is one of the Best Competitive Tutorial in West Bengal, for Govt. Job exams preparation. Thousands of students appeared in Govt. service exam from MIES every year and got Govt. service maximum of them. As per the student’s version, MIES Institute is one of the best coachings for

Money Market

Money market

Money Market Financial Market Money Market / Financial market is the market that facilitates the transfer of funds between investors/ lenders and borrowers/ users. The financial market may be defined as  ‘a transmission mechanism between investors (or lenders) and the borrowers (or users) through which transfer of funds is facilitated’. It consists of individual investors, financial institutions, and other intermediaries who are linked by a formal trading rule and communication network for trading the various financial assets and credit instruments. It deals in financial instruments (like bills of exchange, shares, debentures, bonds, etc). Classification of financial markets Money market / Markets for short term funds: Financial instruments traded in them mature in less than a year Capital markets / Markets for long term funds: Financial instruments traded in them mature in more than a year. Instruments of Money market Or Sub Markets of Money market Cash Management Bills (CMBs) — These are short term bills issued by central government to meet its immediate cash needs. The bills are issued by the RBI on behalf of the government. Hence the CMBs are short-term money market instruments that help the government to meet its temporary cash flow mismatches. Following are the features of CMBs. CMBs have a maturity of less than 91 days. The CMBs have the generic character of Treasury Bills as the CMBs are issued at a discount   and redeemed at face value at maturity. For example, if the face value of a CMB is Rs 100, we can get the bill at Rs 97 and at the end of the maturity date, say 60 after days, we can get Rs 100.   Here, there is no interest payment as the maturity period is so small. But the return for buying  CMB is obtained in the form of a discount. The tenure or maturity, notified amount (how much total CMBs to be issued) and date of issue of the CMBs depends upon the temporary cash requirement of the Government. CMBs are eligible as SLR securities. Investment in CMBs is also recognized as an eligible investment in Government securities by banks for SLR purpose under Section 24 of the Banking Regulation Act, 1949. CMBs are issued first on May 12, 2010. The purpose of the mechanism is to enable the government to get short term money. Ways and Means Advances (WMA). Under WMA, the RBI gives temporary loan facilities to the centre and state governments as a banker to government for upto 90 days. Call money market (CMM) — The market where overnight (one day) loans can be availed by banks to meet liquidity. Banks  who seeks to avail liquidity approaches the call market as borrowers and the ones who have excess liquidity participate there as lenders. The CMM is functional from Monday to Friday.  Banks can access CMM to meet their reserve requirements (CRR and SLR) or to cover a sudden shortfall in cash on any particular day. Effectively, the Call Money Market is the main market oriented mechanism to meet the liquidity requirements of banks. Notice money market The call money is usually availed for one day. If the bank needs funds for more days, it can avail money through notice market. Here, the loan is provided from two days to fourteen days. Participants Participants in the call money market are Scheduled commercial banks (excluding RRBs), co-operative banks (other than Land Development Banks) and Primary Dealers (PDs) [ i.e A primary dealer is a bank or other financial institution that has been approved to trade securities with a national government ] are permitted to participate in call/ notice money market both as borrowers and lenders. As per the new regulations, Payment Banks are also allowed to participate in CMM as both lenders and borrowers. Banks are the dominant participants in the CMM and hence it is often known as interbank call money market. Surplus banks will give loans to other banks. Deficit banks that need funds will purchase it. * Functioning of the Call Money Market Loans are availed through auction/negotiation. The auction is made on interest rate. Highest bidder (who is ready to give higher interest rate) can avail the loan. Average interest rate in the call market is called call rate. This call money rate is an important variable for the RBI to assess the liquidity situation in the economy. The CMM is known as the most sensitive segment of the financial system. Treasury Bill ( TB ) — When the government is going to the financial market to raise money, it can do it by issuing two types of debt instruments – treasury bills and government bonds. Treasury bills are issued when the government need money for a shorter period while bonds are issued when it need debt for more than say five years. Treasury bills; generally shortened as T-bills, have a maximum maturity of a 364 days. Hence, they are categorized as money market instruments (money market deals with funds with a maturity of less than one year). Treasury bills are presently issued in three maturities, namely, 91 days, 182 days, and 364 days. Treasury bills pay no interest Moreover, treasury bills are zero-coupon securities and pay no interest. Rather, they are issued at a   discount (at a reduced amount) and redeemed (given back money) at the face value at maturity. For example, a 91 day Treasury bill of Rs.100/- (face value) may be issued at say Rs. 98.20,   that is, at a discount of say, Rs.1.80  and  would  be redeemed  at  the face value of Rs.100/-. This means that you can get a hundred-rupee treasury bill at a lower price and can get Rupees hundred at maturity. The return to the investors is the difference between the maturity value or the face value (that is Rs.100) and the issue price. The Reserve Bank of India conducts auctions usually every Wednesday to issue T-bills. The rational is that since their maturity is lower, it is more convenient to avoid intra period interest payments. Treasury bills

Bank Clerk and Probationary Officer

The Institute of Banking Personnel Selection, popularly known as the IBPS is an autonomous body. It conducts recruitment examinations for all Public Sector Banks except the SBI. Over the years, it has also provided services related to assessment and testing for different banks through various bank exams. State Bank of India( SBI) is also conducting Cl & PO exam separately. The centralized examinations covering all public sector banks’ recruitment started on a limited scale the same year. The process was made fully online in the late 2000s. The IBPS /SBI conducts the following examinations. IBPS PO Examination – SBI Recruitment of Specialist Cadre Officer on a regular basis. IBPS SO Examination – SBI Junior Associates (Customer support & sales) / Clerk. IBPS Clerk Examination IBPS RRB Examination A lot of students of MIES have achieved success in all these exams.

West Bengal Central School Service Commission (WBCSSC)

West Bengal School Service Commission Act, 1997 (West Bengal Act IV, 1997) enacted by Notification No- 936-L, dated 1.4.1997 came into force with effect from 01.04.1997 for the purpose of recruitment of Assistant Teachers and Headmaster / Headmistress in recognized Non- Government aided schools in West Bengal. and presently the recruitment process is guided by the West Bengal School Service Commission. (Selection of Persons for Appointment to the post of Teachers), Rules 2007. The state Government latter on decided that The Non- Teaching staffs in the post of Librarian, Clerk, and Group- D staff including Laboratory Attendant, Peon, Night Guard, Matron in recognized Non- Government aided schools in West Bengal should also be recruited through School Service Commission, and accordingly necessary amendments have been introduced in the said Act, vide the West Bengal School Service (Amendments) act 2008 (West. Ben. Act IV of 2008) and such selection process be guided by the West Bengal School Service Commission (Selection of Persons for Appointment to the post of Non- Teaching Staff) Rules 2009.

Railway Recruitment Board (RRB)

Railway Recruitment Control Board is a government organization in India. It was set up in 1998 in the Ministry of Railways (Railway Board), New Delhi Railway Recruitment Boards are organizations under the Government of India that manage the appointment of new employees to work in Indian railways. There are 21 boards situated in different parts of India: Railway Recruitment Board (RRB) conducts Non-Technical Popular Categories (NTPC) exam to recruit Commercial apprentice, Goods guard, Traffic Apprentice, Traffic Assistant, Assistant Station Master, etc. all over India. Railway Recruitment Board (RRB) also conducts a computer-based examination for recruitment of ALP & Technician posts and Group – D Posts. A lot of students of MIES have achieved success in all these exams.

School Service Commission

West Bengal Central School Service Commission Students who mainly target the teaching profession can take admission to this special West Bengal Central School Service Commission course. And moreover, start their preparation for TET (V to VIII) and SLST (IX-XII) for fulfilling their dreams and ambition. MIES achieved No.-1 position in West Bengal in terms of success in this exam. FEES: West Bengal Central School Service Commission (WBCSSC) Sl No Course Details Total Marks Fees (At a Time) Fees(Installment) 1 Tet/PT+Compulsory+Subject 350 51480 55680 (21680+17000×2) 2 Tet/PT 150 28130 30000 (10000×3) 3 Compulsory+Subject 200 37130 40000 (13334×3) 4 Subject 100 32330 36000 (12000+12000×2) Double Subject Rs- 3490/- , Bio Sc Rs- 4890/- Extra Duration: Up to the Date of Examination… In the Installment scheme, the course fees shall be increased by ` 3,500/-. And therefore, total course fees to be paid in 3 consecutive months ” To avail Scholarship / Special discount contact directly at your nearest branch.”

Current situation of COVID 19

Current situation of COVID-19

Current situation of COVID 19 It’s been a privilege to introduce a write up from one of the best Govt. Exam Coaching Institute, MIES Group. An informative article on the current situation of COVID 19 is been written by on the top faculty of this best Govt. Service Exam Coaching Center. Ms. Mahejabin Khatun, she had brilliantly described in this article about the current situation of COVID 19. In such a way that it will enhance and aware more to mankind. MIES Group is one of the Top Competitive Exam Preparation Institute of West Bengal, Head Office at Sonarpur, South Kolkata. And Main city Center at Sealdah and other places of West Bengal. MIES, One of the Top Competitive Institute in West Bengal has provided the best teaching in Competitive Exam. And moreover, organize the best Test series for Govt. Service Exams. The entire world is going through a pandemic which had never happened or even thought of before. With the outbreak of the pandemic causing the Corona Virus a lot of chaos can be witnessed globally. Moreover, the deadly virus that originated in China spread to the world with the blink of an eye and did global destruction. Since the death toll is rising at an alarming rate. And besides that, the panic amongst the general public is increasing. Also to make it very difficult for the government around the world to handle. It is well known that since we don’t have any vaccine to cure COVID-19. So, we can only practice precautions as advised by the World Health Organization (WHO) to stay away from the virus. Moreover, self-isolation, being quarantined, maintaining social distancing are important. And moreover, practicing personal hygiene is the only way as of now to prevent the spread of the virus. Indian Govt. vs CORONA VIRUS We have already witnessed how COVID-19 has made the government of the most developed nation, helpless. It is high time we Indians realize that with a population of over 1.3 billion. Illiteracy, poor hygiene practiced by many, scarcity of medical help. And moreover, most importantly adamant nature of some Indians. Therefore, if we don’t follow the guidelines of WHO rigorously the condition of India can be worse than that of Italy. So this is the more or less the current situation of COVID 19 in India. When the cases started rising in India as well. The Indian government tried its first card to combat the virus by announcing a one-day Janata Curfew on22nd March 2020 which was strictly adhered to quite an extend. Following the Janata Curfew, the Central Government announced a 21-day lockdown in the entire nation with an effort to fight against the Corona Virus. But people started taking the lockdown very lightly, they, were not staying quarantined. Moreover, there were long lines outside the shops because people started panic buying. While there were a few who took the lockdown period as a vacation or a holiday to party. Govt. Competitive Exam canceled going through a Pandemic: It is seen some people don’t value their lives, their family’s lives, keep aside the nation and roam around freely. There is an urgent need to educate the Indians of the seriousness of the situation, and the best way is to make them aware of the laws related to COVID-19 and let them know the consequences they can face for breaking the rules of the lockdown. Here are a few laws related to the current situation of COVID-19 that should be known to all citizens of India. a) Section 271 of the Indian Penal Code, 1860: “Disobedience to quarantine rule. This section clearly says that whosoever disobeys the quarantine rule shall be punished with imprisonment or fine or both. b) Section 269 of the Indian Penal Code, 1860: “Negligent act likely to spread infection of disease danger­ous to life. This section applies to those who negligently act to spread the virus. They shall be penalized with imprisonment or fine or both. c) Section 270 of the Indian Penal Code, 1860:  “Malignant act likely to spread infection of disease danger­ous to life. This law is for those who know the consequence of their actions could lead to the spread of the virus and still choose to do such an act shall be penalized. d) The Epidemic Disease Act, 1897:  Power to take special measures and prescribe regulations as a too dangerous epidemic disease. When at any time the [State Government] is satisfied that [the State] or any part thereof is visited by, or threatened with, an outbreak of any dangerous epidemic disease, the [State Government], if [it] thinks that the ordinary provisions of the law for the time being in force are insufficient for the purpose, may take, or require or empower any person to take, such measures and, by public notice, prescribe such temporary regulations to be observed by the public or by any person or class of persons as [it] shall deem necessary to prevent the outbreak of such disease or the spread thereof, and may determine in what manner and by whom any expenses incurred (including compensation if any) shall be defrayed.  In particular and without prejudice to the generality of the foregoing provisions, the [State Government] may take measures and prescribe regulations for. The inspection of persons traveling by railway or otherwise, and the segregation, in hospital, temporary accommodation or otherwise, of persons suspected by the inspecting officer of being infected with any such disease. Powers of Central Government:  When the Central Government is satisfied that India or any part thereof is visited by, or threatened with, an outbreak of any dangerous epidemic disease and that the ordinary provisions of the law for the time being in force are insufficient to prevent the outbreak of such disease or the spread thereof, the Central Government may take measures and prescribe regulations for the inspection of any ship or vessel leaving or arriving at any port in 2 [the territories to which this Act extends] and for such detention thereof,